Executive Drafts - Pflugerville TX

Executive Drafts - Pflugerville TXExecutive Drafts - Pflugerville TX is a Texas based executive resume and cover letter writing service. Executive Drafts provides professional writer, candidates, and companies with a variety of tools and resources to assist in the search and review of resumes and cover letters. They have created a simple and effective way to streamline resume reviewing and create a strong portfolio of resumes to present to a corporate hiring manager.Executive Drafts brings to your door their website, where you can easily submit your resume, make changes, and share them online. Executive Drafts offers many different ways to manage and track your resume and cover letter submissions. This type of submission software is used to create a seamless experience for submitting your resume.Other features include a company's resume builder that will allow you to customize your resume from a variety of options including industry specific information, and keywords, as well as how your resume should read. This allows you to personalize your resume by changing formatting, changing punctuation, and using bold, italics, underlining, and highlighting to suit your individual preferences. Executive Drafts also provides free resume reviews to help you find the best looking resume for you. You can also upload a resume before it goes live.The US mail is just one of many delivery options available with Executive Drafts. It will allow you to use your resume online through your company's website. This way your resume goes out to thousands of potential employers who are not restricted to online submission. With over 300,000 professionals using this service, you are sure to get the attention you deserve.You can also send your resume or company's application electronically. Send your resume electronically via email, fax, postal mail, or even drop shipper delivery services. Executive Drafts will scan your resume and send it to them with a customized message to help your resu me stand out from the crowd.The more professional you look and sound, the more likely you are to get a call back from that potential employer. It's important that you know what you have to say in your resume so that you can sound more professional and confident about your resume and cover letter, then you have nothing but a boring resume sitting in your mailbox.From the beginning to the end, Executive Drafts will help you find the best resume and cover letter, keeping the focus on your unique resume that speaks for you and gives your employer something he can see and remember. This is a good way to create a resume and cover letter that is perfect for an employer.

4 Credit Mistakes That Can Derail Your Startup

4 Credit Mistakes That Can Derail Your Startup When Collin Slattery, 26, needed cash to grow his New York City-based digital marketing firm Taikun at the end of 2014, he turned to an alternative lender to borrow about $10,000. Even though the fees amounted to a 44% annual percentage rate, Slattery chose the loan because he had seen how hard it was for more established small businesses to win a traditional bank loan. After taking out a second loan for about $2,000 in March, his firm still owes money to the lender. He hopes to make the last payment this month. In the meantime he has trained himself to ignore marketing that entice, “You’ve got $15,000 waiting for you now” or promise him a $300 a gift card if he borrows more. “It’s very hard to get a positive return on that money when it’s so expensive to take,” says Slattery, who adds that his firm should generate $250,000 to $500,000 in revenue this year. Meanwhile, he juggles his loan payments with cutting paychecks to his one full-time and one-part time employee and a crew of contractorsâ€"all while paying himself just $30,000 a year. Many entrepreneurs have similar regrets about early decisions they make about using credit in their startups. It’s not surprising, given how much there is to learn when one is starting a new business and how many roles a CEO has to juggle. That said, it pays to get a crash course. Many newbie credit mistakes can put you out of business and make it hard to get additional credit. According to the 2013 Global Entrepreneurship Monitor Report, produced by Babson College and other universities, challenges obtaining financing were one of the top reasons businesses in the U.S. fail. Here are some credit mistakes that can lead you off course and tips on how to avoid them. Fuzzy math. Not knowing exactly where you stand financially can lead to late payments that damage your credit score. If you’re great at running your businessâ€"whether you take care of pets or sell clothingâ€"but a sloppy bookkeeper, hire a pro to keep you on track. Besides helping you avoid problems like missing payroll or failing to pay the proper taxes, running a tight financial ship will make it easier to secure credit when you need it. “It is pretty clear at the time we make a loan who has gotten themselves organized,” says Hunter Stunzi, co-founder and president of SnapCap, a lender based in Charleston, S.C. that works with many small firms. “When we’re on the phone with them, they can rattle off where they are spending money and why.” Using credit as a crutch. If you aren’t bringing in enough revenue to cover your overhead after an initial startup period, don’t assume borrowing is the answer. You may need to tweak your product, service or business model. “Credit is supposed to be your fallback plan, not your lifeline,” says attorney Andrew Sherman, a partner at Jones Day in Washington, D.C., who advises businesses of all sizes. “I see a lot of small companies overusing or abusing their lines of credit at time they really should be financing through their revenue. They either don’t have the revenue or they are misusing their credit line. No one has walked them through when to be hitting the line of credit and when not to.” Not sure? Ask your accountant how much money a business with your revenue and cash flow can safely borrowâ€"and under what circumstances. When in doubt, do a reality check. Ask yourself, “Why I am I drawing on this credit and what is the likelihood I’ll be able to repay it quickly?” suggests Sherman. Maxing out credit cards. Even if you don’t borrow a large amount of money on your credit cards, it’s possible to hurt your credit score if you utilize too much of your credit all at once. Ask Brandon Baker, co-owner and head chef of Loveletter Cake Shop in New York City, which makes special-occasion cakes. Baker, who has already started several businesses, knew it was a good idea to limit the amount he borrowed to launch the now 2-year-old business. He put the $7,000 he needed for costs such as a commercialâ€"size mixer on a credit card with a $10,000 limit. Baker was unhappy to discover that utilizing this much of his available credit lowered his credit score. He quickly found a solution: Applying for two other cards and taking advantage of zero-interest balance-transfer offers to spread the $7,000 he borrowed among them. That resulted in lower utilization of his available credit and no cards that were near the max. “It ended up working on all fronts,” says Baker. “The APR was lower on the second card, and the other card has 6% cash back at supermarkets, which is great for us.” He also restored his good credit. Trusting clients and vendors too readily. It’s tempting to hope for the best when conducting transactions with new business contacts, but that can result in big financial losses. You’re better off protecting yourself through practices such as requiring deposits and payments midway through big projectsâ€"and negotiating deals where you pay for major purchases once you are satisfied with them. Emile Maroun still recalls paying up front for more than $300,000 for seeds for his tahini company, Sunshine International Foods in Methuen, Mass. in 1999â€"and then receiving the wrong ones. He couldn’t use them, and the vendor, based overseas, would not rectify the situation. “It cost me $60,000 for lawyers,” he says. “They could do nothing.” Maroun now sticks to domestic vendors he knows. Fortunately, it’s gotten easier to find the seeds he needs in the U.S. “We have everything here,” he says. “Why go elsewhere?” Read Next: 5 Creative Ways to Fund Your Small Business

5 Tips For A Safe Online Job Search - Work It Daily

5 Tips For A Safe Online Job Search - Work It Daily Think you're safe conducting a safe job search online? Think again. Conducting a job search using the Internet has definitely transformed how job seekers contact hiring companies. The availability of copying and pasting a text version resume into a form at a company’s website (or uploading a Word file) has laid the foundation for an easier and more convenient job search process. No longer does a job seeker need to spend hours with the traditional method of printing and mailing his resume to countless recipients. With the Internet’s convenience, a breeding ground for scam artists continues to grow each year as well. Identity thefts increased to an overwhelming 10 million cases in 2008 and another 11 million more for 2009. Many of these cases are the result of phishing â€" so not surprisingly, the employment industry is under attack as well. The FTC reports approximately 12% of total fraud involves employment fraud. Phishing is an attempt to extract personal information through what appears to be authentic e-mails. If you are job searching, an e-mail from a seemingly interested recruiter, for example, may not raise a red flag with you. You may think the contact person and company listed are legitimate. Yet, looks can be deceiving. Knowing what to look for and how to spot fraud (or potential for abuse) can be the best deterrent to ensuring you have a safe experience, while conducting your job search. Be Leery Of Submission Invitations Scammers and spammers follow much the same patterns. Mass e-mails are sent to an enormous list of recipients. Not everyone on the “hit list” is searching for a new job; however, only a small number of people need to be convinced or tricked into believing the e-mail is authentic in order for the scam to be deemed successful. Receiving an e-mail from a recruiter who states, “We saw your resume on the Internet, and we find your skill set to be perfect for one of our clients. Please complete our online application through the below link.” Should this happen to you, ponder a series of questions: Did you send your resume to this recruiter? If not, how did the company learn about you (legitimate e-mails should tell you)? Just mentioning, “Saw your resume on the Internet,” is vague. Upon further examination, do the company and the company rep appear reputable? Visit the company’s website (caution: type the web address into your browser, avoid clicking the link in the e-mail). If you’re still unable to determine the validity of the request, call the company. Verify everything; sender’s name, e-mail address, and so on. Still avoid clicking the link in the e-mail... it’s just a good habit to start! Always proceed with suspicion when you receive any cold-contact e-mail from someone. Avoid Responding To Requests For Personal Information Let’s say you receive an e-mail from what appears to be a well-known job bank. The e-mail states your account needs your contact and payment information to be updated in order for service renewal. You click on the link and you’re taken to a page that looks, feels, and “smells” right. You then proceed by submitting the requested information. The link appeared safe, but you were taken to a site designed to defraud you. Make Sure The Webpage Is Encrypted When using a paid resume submission service, or any other service for that matter, ensure the private information you provide is encrypted upon hitting submit. Encryption, in short, ensures the private information you submit online is kept safe. When at your browser, you can recognize an encrypted form when the root URL starts with “https:” instead of “http:” or you see the padlock present in the bottom right corner of your screen. Purchasing from companies having added security measures in place can ensure your private information avoids the hands of ill-willed people. Learn more about encryption by reading Jeff Tyson’s article titled, “How Encryption Works,” at www.howstuffworks.com. Read And Understand The Privacy Policy Of Sites You Patron The Better Business Bureau possesses a strict policy for members who do business online. A privacy statement for example must be displayed on member’s website, no exceptions. High business practices are a necessity for maintaining the trust of online buyers; and the BBB understands the critical importance of trust among consumers. A privacy statement outlines what type of customer information is collected and how it’s used. Information transferred or sold could be basic, like name and e-mail address, or far more in-depth like name, address, social security number, and phone number. No matter how basic or detailed the information, the company must have the logistics spelled out in their privacy policy, so you can make the decision whether to patron the site in the first place. Tell... Because So Few Others Do Reports show a staggering 80% of online fraud goes unreported. If the proper authorities aren’t aware of the magnitude of fraud that actually exists on the Internet, then getting the much-needed funds to battle the problem will take more time. The Internet Fraud Complaint Center has an online complaint feature for individuals to report phishing attacks. The IFCC report process requires basic information, including information on the perpetrator and type of fraud. For phishing schemes, forward the fraudulent e-mail to the legitimate company in addition to filing a formal complaint with IFCC. Phishing is smearing the good names of countless companies, and notifying the company about the scam can also help the fight. Bringing affected companies on board early will provide a multi-prong approach to this epidemic. The lesson job seekers should learn is to avoid giving your information out freely. Whether you’re at the end of a phishing attack or the job application requires more information than you’re willing to provide, proceed with caution. Much like you’ll analyze job opportunities; intensely examine each person who receives your personal information. With safe online practices, you’ll get the best return from your job search efforts â€" instead of spending hours filing a police report and calling credit bureaus and credit card companies. Related Posts: When To Turn Down A Job Offer Risks And Rewards Of Taking A Job You Don’t Want Why No One Is Calling You After You’ve Applied To Over 100 Jobs Online Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!